Question 1

What if my situation changes mid-year?

Accepted Answer

You can move to a higher tier at any point within your current term. The price difference is prorated to the remaining quarters. Moving down in tier takes effect at the start of your next term renewal.

Question 2

Can I cancel before the 4 quarters are up?

Accepted Answer

The 4-quarter minimum matches the work to a full tax year. If you cancel early, the remaining quarterly fees are due because we carry your engagement through the filing deadline regardless. You may cancel renewal at any time before the next term starts.

Question 3

What counts as a "complex" return?

Accepted Answer

Multi-state income, Schedule E rental properties, K-1s from partnerships or S-corps, cryptocurrency transactions, and foreign accounts (FBAR / 8938) all push a return into complex territory. The Growth and Professional tiers handle these situations; Starter does not.

Question 4

Do you offer hourly billing for one-off questions?

Accepted Answer

No. Every engagement is quarterly. For one-off questions, the Starter tier is the right entry point. If your need is truly a single question, the /contact form lets us scope it before you commit.

Question 5

Is the $796 / $1,796 / $3,596 annual price discounted vs paying quarterly?

Accepted Answer

No. The annual price shown is simply four quarters billed at the same rate. There is no annual-upfront discount. Billing is quarterly via Stripe, and the minimum term is four quarters.

Question 6

What is the difference between Tax Filing (in the tier) and Tax Planning (the service)?

Accepted Answer

Tax filing is the preparation and submission of your returns. Tax planning is the year-round work of adjusting your strategy before the return is due: quarterly estimated-tax calculations, S-corp salary decisions, retirement-contribution timing, and similar forward-looking analysis. Planning is included in Growth and Professional. See the Tax Planning page for details.

Question 7

Do you do bookkeeping?

Accepted Answer

No. Bookkeeping is outside our scope at every tier. We work from organized records you or your bookkeeper provide. If you need bookkeeping, we can refer you to a service that integrates cleanly with our portal.

Question 8

What if I am in the middle of a tax year when I sign up?

Accepted Answer

Your first quarterly invoice covers the partial quarter from your start date. We will review the prior-year return as part of onboarding and begin your tax-planning baseline immediately. You are not penalized for starting mid-year.

Question 9

How is this different from a national tax-prep chain?

Accepted Answer

National chains assign a preparer to your file during filing season and move on. We are year-round: your CPA is reachable by email between filings, sends quarterly estimated-tax reminders, and reviews your situation before anything changes. A Florida-licensed CPA signs every return under our EFIN.

Question 10

Do you handle out-of-state clients or only Florida?

Accepted Answer

We work with clients nationwide. Our Florida CPA license covers federal returns for all clients. For state returns, we prepare returns in any state where you have a filing obligation, within the state-return limits of your tier.

Question 11

How much does a CPA cost for a small business?

Accepted Answer

Small-business CPA pricing usually lands in one of three buckets: hourly billing ($150–$400/hr depending on market), per-form pricing ($300–$1,500 per return), or fixed-fee subscription ($150–$1,000+ per quarter). We use the third model: $199, $449, or $899 per quarter on a four-quarter minimum, billed via Stripe. The full fee schedule is on this page — no "contact us for a quote."

Question 12

What's a fair quarterly fee for a CPA?

Accepted Answer

It depends on what is included. A quarterly fee that only buys the annual return preparation is essentially monthly billing for an annual product — not a great value. A quarterly fee that includes the return, quarterly estimated-tax calculations, planning calls, and async CPA email between filings is buying the year-round work. Our Growth tier ($449/quarter) is the latter, and it is the one most self-employed and S-corp owners pick.

Question 13

What does the $199/quarter Starter tier include?

Accepted Answer

One federal Form 1040, one state return, year-round async CPA email with a 2-business-day response, one annual tax-snapshot call, e-filing under our EFIN, the document portal, and e-sign. A Florida-licensed CPA signs the return. Starter does not include entity returns (1120-S, 1065, 1041), quarterly estimated-tax planning, or IRS notice handling — those move you up to Growth or Professional.

Question 14

How much does it cost to file an S-corp return with a CPA?

Accepted Answer

An 1120-S return on its own typically runs $800–$1,500 with most CPAs. Our Growth tier ($449/quarter, $1,796/year) bundles one entity return (1120-S, 1065, or 1041) plus the owner's 1040, two state returns, quarterly estimated-tax work, and two planning calls. The bundled price is usually less than buying the entity return and the personal return separately.

Add-on	Price
Additional state return	$99 / state
Schedule E rental property	$149 / property
K-1 reconciliation	$79 per K-1
Crypto reporting $149 under 500 transactions; $399 over	$149 / $399
Amended return (Form 1040-X)	$299
FBAR / 8938 foreign reporting	$249
IRS audit representation 5-hour minimum	$199 / hour
R&D credit study custom scoped	$2,500+
ERTC review plus 5% of refund (capped)	$1,500 + 5%
Kwong protective claim (Form 843) Starter and Growth tiers only; included in Professional	$349
Trump Account filing (Form 4547) Starter and Growth tiers only; included in Professional	$199
Additional entity return	$599
Payroll coordination we coordinate; we do not run payroll	$99 / quarter

Three tiers. Annual contract, billed quarterly.

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