CPA for Miami agencies, creators, and influencers.
Miami's creative economy — digital agencies, content creators, brand influencers, and freelance consultants — generates 1099 income that comes with self-employment tax, quarterly estimates, barter-deal reporting, and S-corp planning decisions. We handle all of it year-round.
Who we serve
Four types of Miami creative-economy businesses we work with.
Digital marketing agencies
Miami digital agencies with 1-15 employees. We handle the S-corp 1120-S, owner 1040, and year-round planning — reasonable comp, retirement contributions, and estimated taxes — in one engagement.
Content creators and YouTubers
Miami-based content creators with platform revenue (YouTube AdSense, Patreon, Substack), brand deals, and merchandise sales. We structure the income correctly across Schedule C or an S-corp and identify deductible equipment, studio, and travel expenses.
Brand influencers and ambassadors
Miami influencers receiving 1099 income from brand deals, gifted merchandise (at FMV), and affiliate commissions. We flag barter income, coordinate the self-employment tax picture, and advise on when an S-corp election makes sense.
Freelance consultants and brand strategists
Miami brand consultants, PR professionals, and marketing strategists with multiple 1099 clients. We set quarterly estimated taxes based on actual billings each quarter and model the S-corp election break-even as revenue grows.
Why a Miami-based CPA matters for agencies and creators
The S-corp election and quarterly estimates are the two biggest levers.
Miami's creative economy is concentrated in Wynwood and Miami Beach — digital agencies, content studios, and influencer-marketing firms that generate 1099 income from a mix of client retainers, brand deals, platform revenue, and affiliate programs. Florida's no-state-income-tax environment means that every dollar of Miami agency profit is taxed only at the federal level, which amplifies the value of the S-corp election and the §199A deduction.
The self-employment tax (15.3% up to the Social Security wage base, 2.9% above it) is the single largest tax bill for most Miami solo creators and agency owners who have not elected S-corp status. At $150,000 of net self-employment income, the SE tax exceeds $20,000. An S-corp election with a reasonable salary around $80,000–$90,000 shifts the distribution — not subject to FICA — to roughly half the income. The savings net of payroll processing costs are material at that revenue level.
The §199A qualified business income deduction adds 20% off the top for Miami agency owners and most creators below the income threshold. Above the threshold, the deduction for specified service businesses (consulting, certain financial services) phases out. Digital agencies with a distinct product or service offering — not pure consulting — may avoid the SSTB classification and retain the full deduction. We assess the SSTB question at intake and coordinate the salary level to maximize the §199A deduction where the W-2 wage limitation applies.
How we work
Income mapping, S-corp structure, quarterly planning, filing.
01
Income stream intake
We map every income stream at intake — platform revenue, brand deal 1099s, affiliate income, merchandise, affiliate links, and barter deals. Each stream is classified for self-employment tax, §199A deductibility, and state-filing implications.
02
Entity and comp structure
We model whether an S-corp election reduces your SE tax net of payroll costs. If elected, we set the reasonable salary, coordinate payroll, and model the §199A qualified business income deduction alongside the comp structure.
03
Quarterly planning
Quarterly estimated taxes are calculated from actual revenue each quarter — not a fixed amount. For creators with volatile income (a viral month followed by a slow quarter), the actual-income method prevents overpaying or underpaying.
04
Filing and year-end optimization
Entity return and 1040 are prepared in the same engagement. Year-end planning covers retirement-contribution timing (Solo 401(k) or SEP-IRA), year-end equipment purchases under bonus depreciation, and home-office calculation.
Pricing
Creator and agency engagements start at Growth.
Miami agency owners and creators with an S-corp or entity return typically start at Growth ($449/quarter). Professional ($899/quarter) adds monthly planning calls and priority response for agencies above $250k of annual revenue or those with complex multi-income structures. Pricing details are at /pricing.
Your CPA
Cassandra de la Fe — Florida CPA for Miami's creative economy.
Cassandra de la Fe holds a Florida CPA license and works with Miami creative businesses across all structures — sole props, single-member LLCs, and S-corps. She is bilingual in English and Spanish, and files all returns under her own EFIN. Read her full profile →
- Florida-Licensed CPA (DBPR)
- EFIN-Authorized (IRS)
- Bilingual — English & Spanish
Related services and neighborhoods
More from Precision Tax Partners for Miami creators and agencies.
Questions
Miami agency and creator tax — frequently asked
Self-employment tax is the biggest bill. The S-corp election is often the fix.
We model the break-even, file the election, and handle the 1120-S every year. A Florida-licensed CPA on every return. Pricing is on the page.